Insurance knowledge you need to know

If the form of the company is a joint-stock company, you must take out “social insurance” and “labor insurance”. It is troublesome to submit to different types of insurance, but if you do not have insurance, it is against the law. If an investigation is made, it is possible that insurance premiums will be collected retroactively for the past two years. If you do not have unemployment insurance, you will not be able to recruit personnel through Hello Work. In addition, companies that do not have social or labor insurance may be anxious for job seekers and may stop applying. So what kind of insurance is “social insurance”? You can decide the type and amount of personal insurance by yourself, but the type of insurance for social insurance varies depending on the type of industry. In addition, the insurance premium will change each time depending on the amount of salary. Social insurance has no room for individual intentions, as the amount of increase or decrease in the amount of subscription or non-subscription is stipulated by law. Social insurance in a broad sense is roughly divided into two types of insurance: social insurance (narrow sense) and labor insurance. There are three types of social insurance in the narrow sense: health insurance, long-term care insurance, and welfare annuity insurance. On the other hand, there are two types of labor insurance: workers’ accident compensation insurance and employment insurance. As a business owner, you need to have a minimum knowledge of these insurances.